Settled IQ is the claims intelligence engine that assumes legal assignment of insurance claims across verticals and pursues insurers directly, so service providers get paid fast and are out of the collections business entirely.
The problem
When a property or casualty claim is filed, the insurer controls the timeline, the offer, and the payment process. Service providers who do the work, auto glass shops, contractors, medical providers, wait on an insurer timeline they have no power to influence.
Anti-steering violations are common. Offers are frequently below what claimants are actually owed. And service providers are left managing the collections burden on top of running their core business.
Settled IQ assumes legal assignment of the claim and takes that entire burden off the provider. The provider does the work and gets paid. Settled IQ handles the rest.
What service providers deal with today
What Settled IQ changes
How it works
01
The provider or claimant assigns the claim to Settled IQ at the point of service. From this point forward, Settled IQ owns the claim and all communication with the insurer.
02
Settled IQ analyzes the claim for anti-steering violations, offer discrepancies, and documentation gaps. AI surfaces what the insurer owes and builds the case for full payment.
03
Settled IQ pursues the insurer directly for the full invoice value. The provider is not involved. No follow-up calls, no collections staff, no waiting on someone else to act.
04
The provider receives 100% of their invoice on a fixed timeline through Settled IQ’s disbursement infrastructure. The claim closes. The collections burden stays with Settled IQ.
Programs
Auto glass shops and glaziers
AGA pays auto glass shops 100% of their invoice within 3 to 5 days and takes full legal assignment of the insurance claim, so the shop is completely out of the collections business. Shops that use AGA stop chasing insurers and start running their business.
Property, medical, and specialty providers
The Settled IQ model is being structured for additional property and casualty verticals where service providers face the same insurer control problem. New programs are built as markets are identified and partnerships are structured.
Partners and channel operators
If you operate in a P&C vertical where service providers are losing money to slow insurer payment timelines and anti-steering practices, Settled IQ was built for your market. Let us talk about structuring a program together.
AGA is already paying auto glass shops 100% of invoice value in 3 to 5 days and removing them from the collections process entirely. See how it works and what it means for your market.
Vertical SaaS infrastructure. Platform / Product / Program / Powers. Founded 2022, North Logan, Utah.
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