One platform for every dollar that moves through a sports organization.

TeamSpend is a closed-loop financial platform that lets sports organizations load, distribute, and track funds from one central place, replacing the patchwork of personal payment apps, paper checks, and spreadsheets most programs run on today.

Visit TeamSpend.com →
Learn how it works

Product type

Claims intelligence and AOC processing engine

Market

Property and casualty insurance verticals

Live program

Auto Glass Advocates — additional verticals in development

Built on

InsurTec IQ + FinTec IQ + OpsTec IQ

The problem

Sports organizations are running real money on tools that were never built for it.

Coaches collect dues through personal payment apps. Treasurers track disbursements in spreadsheets. Officials get paid weeks late by check. Athletic departments reconstruct NIL payment records manually at compliance time.

None of this is unusual. It is the standard operating procedure for most sports organizations at every level, from local club programs to college athletic departments managing millions in revenue-sharing and stipend payments.

The tools that exist were built for social payments and personal finance. TeamSpend is purpose-built financial infrastructure for the way sports organizations actually operate.

Where things break down

  • Dues collected through personal apps with no audit trail
  • Officials paid days or weeks after the game by paper check
  • Team accounts managed in spreadsheets only one person can access
  • NIL payments tracked manually with no compliance documentation

What TeamSpend fixes

  • One account for all fund movement, with a full audit trail
  • Officials paid on time, directly into a digital wallet they can spend from
  • Real-time visibility into where funds are and when they move
  • NIL and stipend disbursements documented and reportable by default

Programs

Four deployments. Each one built for a specific audience in sports.

TeamSpend reaches the market through four distinct programs, each configured for the specific financial workflows and user needs of a different segment of the sports industry.

Program 01

Officials, associations, scorekeepers

Sports Officials

A digital wallet for officials, associations, and scorekeepers that ties payment, spend, and earnings tracking all in one place. Officials get paid on time, directly into an account they can spend from immediately. Associations stop managing manual disbursements and chasing down payment records.

Program 02

Coaches, club directors, travel teams

AAU and Travel Teams

One account for coaches and club directors to collect parent payments, distribute athlete stipends, and track team spend in real time. Replaces the combination of personal apps, cash, and spreadsheets that most club programs currently operate on, with a single platform that has a full audit trail.

Program 03

Athletic departments, compliance staff

NIL and College Athletics

A centralized system for athletic departments to distribute and track NIL, revenue-sharing, and stipend payments with full compliance documentation built in. Every disbursement is recorded, timestamped, and reportable, so compliance staff are not reconstructing records at audit time.

Program 04

Developers, platform operators

Headless SDK

Embeds TeamSpend’s wallet, card issuance, and fund distribution capabilities directly into existing sports management platforms through a developer API. For operators who want the financial infrastructure without rebuilding their user experience around a new product.

TeamSpend is changing how sports organizations handle money.

From youth club programs to college athletic departments, TeamSpend gives every organization the financial infrastructure to operate the way a serious organization should. See how at TeamSpend.com.

Visit TeamSpend.com →

Want to discuss TeamSpend as part of a broader infrastructure conversation? Request a meeting with AVATARé.

Vertical SaaS infrastructure. Platform / Product / Program / Powers. Founded 2022, North Logan, Utah.

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